Lumari, a globally leading digital asset trading platform, has officially announced today that it will soon launch a fragmented real estate trading channel. This initiative aims to transform high-value physical real estate assets into flexible digital equity shares through blockchain technology, significantly lowering investment barriers and offering global investors unprecedented opportunities for diversified asset allocation.
Revitalize Tradition, Empower New Dimensions of Digital Investment
As a core physical asset, real estate has long been inaccessible to ordinary investors due to its high unit price, low liquidity, and complex management and transaction processes. The real estate fragmentation channel launched by Lumari Exchange aims to address this pain point. This channel leverages the immutability and transparency of blockchain to divide the ownership of strictly vetted and valued commercial or residential properties into equal, low-denomination digital assets (typically presented in the form of Security Tokens or specific equity tokens). Each fragmented token represents a corresponding share of the underlying property's actual ownership and its potential rental income and asset appreciation rights.
This means that in the future, investors will no longer need to invest large sums to purchase entire properties. Instead, they can buy "fragments" of desired locations through the Lumari platform with minimal capital requirements (e.g., several hundred or thousand dollars), truly realizing the dream of "owning a piece of world-class real estate." This move not only enhances the liquidity of existing real estate assets but also introduces global capital flows into the property market.
Strict Risk Control and Compliance Framework Protection
Lumari Exchange emphasized that the business will comply with the most stringent financial regulations and securities laws of both the operating location and the asset location. All listed fractionalized real estate projects will undergo multiple reviews:
Asset Screening: Only select high-quality properties located in global core cities with clear ownership and stable cash flow.
Legal Structure: Collaborate with top-tier law firms to ensure compliance in asset holding structures and token issuance legal frameworks, as well as investor rights protection.
Third-party audit: Engage internationally renowned auditing and evaluation firms to conduct periodic value assessments and financial audits of the target property.
Transparent Management: The operational status of all underlying assets, rental income, expense expenditures, and profit distribution will be disclosed in real-time or periodically via blockchain, ensuring highly transparent information.
Expert Opinions and Market Outlook
Industry analysts believe that Lumari's move marks another milestone in the deep integration of traditional financial assets and the digital asset market. "Real estate fragmentation is a key direction for fintech to empower the real economy," noted renowned blockchain financial consultant Zhang Weilun. "It not only provides investors with a new asset class but also offers innovative financing and exit channels for real estate developers and holders. The critical factor lies in whether the platform can establish a robust trust system, and Lumari's long-term expertise in compliance and technical security lays a solid foundation for this endeavor."